Switch For The Price,
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We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

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Switch For The Service, Stay For The Price!

We are a Kirkland Insurance Agency offering over 20+ insurance companies to find you the best coverage & pricing in Washington.

Local Business Offering Customized Insurance Solutions For Individuals in Washington

First Rate Insurance serves the personal insurance needs of individuals and families in Washington state. Let our agents shop from over 20 companies for your auto insurance, home insurance, umbrella insurance, life insurance, motorcycle insurance, PWC insurance, boat insurance, long-term care insurance, or RV insurance.

Personal Insurance

Auto, Home, Life Insurance & Much More…

Whether you are beginning your search for car insurance, searching for a low rate or a new auto insurance plan altogether, First Rate Insurance Plus is here for you!  By allowing our insurance agents to quote you, you’ll save time, money and get the best coverage.

Float easy knowing your First Rate Insurance Plus specialized boat insurance policy is just right for your boat or personal watercraft.  Just like automobile insurance, we make boat insurance easy and affordable. Ask us about your boat insurance options today.

You have made a large investment by purchasing a home. Sleep soundly with the protection of a Homeowners Insurance policy from First Rate Insurance Plus in Kirkland!  Homeowners insurance protection is crucial when owning a home.

At First Rate Insurance Plus in Kirkland, we will build a customized motorcycle insurance policy, specific to your needs. Our program can include full replacement cost, accessory coverage, comprehensive and collision coverage, bodily injury and more.

Voted Best Kirkland Insurance Agent

First Rate Insurance Plus has been selected twelve consecutive years in a row for the Best of Kirkland Awards for Insurance Agents, Brokers & Service and now qualifies for the 2023 Kirkland Business Hall of Fame.

From Our Blog

A Comprehensive Checklist For Your Home Garden

As spring arrives, the gardening enthusiasts among us eagerly anticipate the joys of tending to our gardens. Not only does cultivating your own garden save money on groceries, but it also provides the satisfaction of nurturing and growing your own food. It’s even more enjoyable when you can involve your children and impart some of...

Essential steps to hiring a contractor from Craigslist

Embarking on a home remodel or landscape project is an exciting endeavor. Most people begin by envisioning their desired outcome and then reach out to multiple companies to obtain competitive quotes for the job. As you browse the internet, you may stumble upon a contractor on popular sites like Craigslist or other online directories, offering...

Insuring Comic Books And Other Collectibles

Do you own a highly valued comic book that has been safely preserved since your childhood such as the legendary first appearance of Stan Lee’s Spider-Man? What about a piece of art, fur, or watch? You may be well aware that these prized possessions could be worth a fortune, but have you ever pondered what...

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